Report Text
From : en.wikipedia.com
Bank
A banker or bank is a financial institution that acts as a payment agent for customers, and borrows and lends money. In some countries such as Germany and Japan banks are the primary owners of industrial corporations while in other countries such as the United States banks are prohibited from owning non-financial
companies.Banks act as payment agents by conducting current accounts for customers, paying cheques drawn by customers on the bank, and collecting cheques deposited to customers' current accounts. Banks also enable customer payments via other payment methods such as telegraphic transfer, EFTPOS, and ATM.
Banks borrow money by accepting funds deposited on current account, accepting term deposits and by issuing debt securities such as banknotes and bonds. Banks lend money by making advances to customers on current account, by making installment loans, and by investing in marketable debt securities and other forms of lending.
Banks provide almost all payment services, and a bank account is considered indispensable by most businesses, individuals and governments. Non-banks that provide payment services such as remittance companies are not normally considered an adequate substitute for having a bank account.
Banks borrow most funds borrowed from households and non-financial businesses, and lend most funds lent to households and non-financial businesses, but non-bank lenders provide a significant and in many cases adequate substitute for bank loans, and money market funds, cash management trusts and other non-bank financial institutions in many cases provide an adequate substitute to banks for lending savings to.
Supermarkets
Some supermarkets are enormous these days.
Supermarkets come with aisles of different kinds of food and products. For example, you can find fifteen to twenty different kinds of cheese in the dairy section. You can find many different brands of toilet tissue in the paper products section. The frozen food section has everything fro cans of frozen apple juice to bags of mixed vegetables and frozen pizza.
Many supermarkets also have a big health care products aisle. This section is like a small drugstore, with different brands of medicine, shampoos, toothpastes, and other health care items.
Some supermarkets even sell something else, such as magazine, books, shoes, underwear, gardening tools, and other household products. Here you can also use your card in money machines to take money out of your bank.
Shoppers in many supermarkets can buy snacks and cold drinks from vending machines. In some places, tired and hungry shoppers can sit down and enjoy a fresh cup of coffee and a donut at a supermarket snack bar or coffee shop. Supermarkets with their variety of products and services are more popular today.
0 komentar:
Posting Komentar